Pillar 3a Calculator

About

With the same contributions over 35 years, a savings account yields CHF 295K, while an investment fund reaches CHF 550K. This single choice creates a CHF 255K disparity. Utilizing actual Swiss data from providers like Finpension, VIAC, UBS, and PostFinance instead of theoretical rates, this calculator presents three potential outcomes. It contrasts savings with investments, exposing the real cost of fees in Swiss francs. The difference between the lowest and highest cost provider over 35 years is CHF 220K, solely due to fees. No registration needed. No advertisements. Includes 2026 contribution limits.