UPI Fee Calculator

About

India's UPI merchant discount rate will be updated on 15 October 2026, and many reports mistakenly presented the merchant fee as a charge to regular users. Input a payment amount, select the transaction type, and view the calculated MDR along with the displayed math and cited source. All rates, limits, and caps are taken directly from the official Ministry of Finance FAQ and press release. If those sources do not provide specific information, this is clearly stated instead of making assumptions. Available in English and Hindi. The tool operates entirely in your web browser, and no data you enter is transmitted elsewhere.